Your Local Home Loan Expert in Matthews, NC
From your first home in Stallings to upgrading in Weddington — Jon Puente delivers fast approvals, honest guidance, and mortgage solutions built for Union County families.
Why Matthews Buyers Choose Jon
About Jon Puente
A Mortgage Advisor Who Actually Knows Matthews
Matthews, NC is one of the most competitive housing markets in the Charlotte metro — and buying or refinancing here requires a loan officer who understands local home values, neighborhood dynamics, and the pace of Union County deals.
Jon Puente is a Branch Manager at Edge Home Finance with over 5 years of experience and more than $100 million in funded loans. He was recognized as a Top 75 Loan Officer at Edge Home Finance in 2025 — not because of volume alone, but because of how he closes deals.
Whether you're a first-time buyer in Matthews Township, upsizing near Squirrel Lake Park, or refinancing in Stallings — Jon has the experience and the lending options to make it happen.
Loan Programs
Every Type of Home Loan for Matthews Buyers
Access to 100+ loan programs and lenders through Edge Home Finance means you get the best rate — not the best rate a single bank can offer.
Conventional Loans
Ideal for buyers with strong credit in Matthews, Weddington, and Ballantyne. Competitive rates with flexible down payment options starting at 3%.
VA Loans
Serving veterans and active military in the greater Charlotte area. $0 down, no PMI, and a loan officer who knows how to navigate pilot pay and reserve income.
FHA Loans
Perfect for first-time home buyers in Matthews and Stallings. Low down payment requirements and flexible qualifying criteria to help more families get in the door.
Refinancing
Lower your monthly payment, access home equity, or reduce your loan term. Jon will run the numbers honestly so you only refinance when it makes sense.
Construction Loans
Building new in Union County or Indian Trail? Get financing that transitions seamlessly from construction to your permanent mortgage.
Investment Loans
Expanding your real estate portfolio in the Charlotte metro? From single-family rentals to small multi-family, Jon structures loans for investors at every stage.
Local Market Knowledge
Why Matthews, NC Buyers Work with a Local Specialist
The Matthews real estate market moves fast. Homes in established neighborhoods like Matthews Township, Chestnut Square, and Fullerton Place regularly see multiple offers within days of listing. That means your pre-approval needs to be airtight and ready to go.
Jon Puente delivers same-day pre-approval letters and works directly with local Matthews and Charlotte-area realtors to make your offer as competitive as possible. Realtors love working with Jon because he communicates proactively and closes on time — every time.
Jon also serves buyers across the surrounding communities — from Stallings and Mint Hill to Weddington, Marvin, Indian Trail, and Monroe. If you're in Union County or South Mecklenburg, Jon knows your market.
How It Works
Getting a Mortgage in Matthews Is Simple with Jon
No confusing jargon. No unanswered calls. Just a clear path from application to keys in hand.
Free Consultation
Call, text, or apply online. Jon reviews your goals and explains your options in plain language.
Pre-Approval
Get a pre-approval letter — often the same day — so you can shop with confidence in a competitive market.
Find Your Home
Shop for homes knowing exactly what you can afford. Jon works alongside your realtor every step of the way.
Close & Celebrate
Jon manages the process end-to-end so closing day is smooth, on time, and exactly as expected.
Free Rate Quote
Get Your Free Mortgage Quote in 60 Seconds
No obligation. No pressure. Just honest numbers from a local expert who knows the Matthews market.
- Same-day response — Jon personally reviews every inquiry
- No credit pull required to get your initial quote
- Compare rates across 100+ lenders in one conversation
- Works for purchases, refinances, and new construction
- Self-employed? We have programs built for you
- Serving Matthews, Stallings, Weddington & all of Union County
Start Your Free Quote
Takes less than 60 seconds — no commitment required
Common Questions
Frequently Asked Questions
Quick answers to what Matthews buyers ask most.
Client Reviews
What Matthews Families Are Saying
Real feedback from real clients in the Charlotte metro area.
"Jon was extremely helpful with our entire home buying process. He was available to answer questions consistently and very patient with us learning. Will definitely use him again when we refinance."
"Jonathan was very professional and made sure my wife and I understood every step of the loan process. He was very easy to communicate with and was available any time we had questions or concerns. I would highly recommend him for any of your home loan needs."
"Such a great experience with Jon. He walked us through everything and made sure we understood each step. He was always available to answer any questions. Highly recommended!"
Ready to Buy a Home in Matthews, NC?
Get your free consultation and same-day pre-approval today. No pressure, no obligation — just honest mortgage advice from a local specialist.